Josh is a curious, insightful and forward-looking professional who enjoys exploring how today’s decisions shape tomorrow’s opportunities. This perspective guides his approach to comprehensive financial planning, where preparation, thoughtful analysis and a long-term view help families make informed decisions that support their goals for years and generations to come.
Josh takes a thoughtful, relationship-centered approach to financial planning. He enjoys learning about clients’ lives, families and interests, recognizing that understanding what matters most to each family is essential to developing guidance that reflects their values, circumstances and long-term aspirations. He also believes comprehensive planning often requires collaboration beyond the advisory relationship. By building strong relationships with attorneys, accountants and other professionals, Josh strives to help coordinate the various aspects of a client’s financial life, bringing the right people and perspectives together to support informed, cohesive decisions.
Josh joined Ciccarelli Advisory Services in 2016 and works alongside Kim Ciccarelli Kantor and Kay Anderson. Previously, he worked at Raymond James as an investment portfolio analyst in Coral Gables and a due diligence analyst in the firm’s Asset Management division in St. Petersburg. His background in investment analysis and asset management complements his work in comprehensive financial planning.
A CERTIFIED FINANCIAL PLANNER™ professional, Josh earned a bachelor’s degree in International Relations from the University of South Florida and master’s degrees in Business Management and International Business from the University of Florida. He holds Series 7 and 66 registrations, along with life, health and variable annuity licenses. He also earned the Certified Investment Management Analyst® certification.
Originally from Panama, Josh moved to the United States with his mother and younger brother at age 12. His experiences have shaped his appreciation for preparation, adaptability and long-term thinking, principles that also guide his personal investments.
In 2016, Josh and his wife began managing properties owned by his father-in-law, introducing him to real estate opportunities and inspiring him to invest personally in 2019. By leveraging technology, efficient systems and relationships with trusted professionals, he has learned to approach real estate as a scalable business while preserving time for his career, family and personal development. He also invests in cattle in Panama, continuing a family legacy on land passed down by his father. These experiences reinforce his belief that preparation, effective management and patience help investors recognize opportunities and build wealth over time. Whether investing in real estate, cattle or traditional financial markets, Josh emphasizes understanding investments, evaluating risk and maintaining a long-term perspective—principles that shape his approach to helping families pursue their financial goals across generations.
Josh and his wife, Alisa, are raising two children and enjoy traveling, exploring new places and creating lasting family memories. He remains closely connected to his roots in Panama and values preserving his family’s legacy and supporting the surrounding community.