Josh Espinosa specializes in investment management and equity analysis, with a strong emphasis on creating personalized financial planning strategies for our client families. He helps clients to organize their financial lives and to work smarter – not necessarily harder – in managing life’s challenges, guiding your retirement in the direction of your dreams, and preserving family wealth.
Josh joined Ciccarelli Advisory Services in 2016 as an Associate Planner. He primarily focuses on serving Kim Ciccarelli Kantor’s clients, although he also provides support for the other planning teams.
Josh has more than 14 years of diversified experience in investment analysis, asset management, and financial planning. Prior to joining Ciccarelli Advisory Services, Josh worked as an investment portfolio analyst with Raymond James in Coral Gables, FL. Before that, he served as a due diligence analyst in the Asset Management division of Raymond James at their corporate headquarters in St. Petersburg, FL.
Josh holds his Series 7 and 66 registrations, and his life, health, and variable annuity licenses. He has earned his CERTIFIED FINANCIAL PLANNER™ designation through Kaplan, Inc., as well as his Certified Investment Management Analyst® certification, administered by Investment Management Consultants Association® and taught in conjunction with MIT Sloan School of Management. Josh received his Bachelor’s degree in International Relations from the University of South Florida, as well as two Master’s degrees in Business Management and International Business from the University of Florida.
Josh is originally from Panama, but grew up in Tampa, FL, and spent the last five years in Miami before settling in Naples. He moved to the area to be closer to his wife’s family, as well as his family in Tampa.
Josh enjoys spending time with his wife and two young children, as well as his other family members and friends. He loves traveling, playing sports (especially racquetball), and getting involved in our community – including reading at his kids’ school.