Judy enjoys engaging with clients to help them achieve their financial goals. Judy is actively involved in all aspects of the planning process: budgeting and planning analysis, investment research and custom portfolio design. She considers critical aspects of risk and taxation during the planning process and enjoys educating her clients throughout their journey. Importantly, she ensures each client's estate planning considerations remain current.
Judy holds her Series 7 and 66 registrations, the New York life and variable annuity licenses, and is a CERTIFIED FINANCIAL PLANNER™ professional; a designation awarded by the Certified Financial Planner Board of Standards.
Judy has more than 16 years of experience in the financial services industry, eight of which are in the planning sector. Prior to joining Ciccarelli Advisory Services in 2012 as a Financial Advisor, Judy worked as an advisor at Merrill Lynch.
She earned her Bachelor's degree and a Master's in Business Administration, with concentrations in finance and marketing, from the University of Rochester.
Judy resides in Pittsford, NY, with her husband, Charles, and her son, Alexander. Together, they enjoy travel, especially to destinations that offer Major League Baseball. Judy welcomes volunteering at her son's school and attending his sporting events.
Heritage Christian Services Planned Giving Committee, Member