Kay began her career with a love of numbers and an interest in accounting and taxes. Over time, she came to see that the numbers were only part of the story. What interested her more was how financial decisions intersect with the important moments in people’s lives — retirement, education, a business transition, the loss of a family member or an unexpected change in direction. That realization ultimately led her to financial planning and a career centered on helping families navigate the decisions that come with each stage of life.
Kay approaches these relationships with equal parts thoughtfulness and practicality. She believes good planning starts with listening carefully and understanding what matters most to each family, rather than assuming the same solution works for everyone. She especially values being a trusted resource during periods of transition, when clients may be weighing alternatives, considering new opportunities or simply looking for a sounding board as they think through what comes next.
A CERTIFIED FINANCIAL PLANNER™ professional, Kay joined Ciccarelli Advisory Services in 2005 and works closely with Kim Ciccarelli Kantor as part of their advisory team. Her accounting background brings an additional perspective to her work as a financial planner. Kay earned her bachelor’s degree in Accounting, with a minor in Computer Information Systems, from Florida Gulf Coast University and also holds an associate degree in Business Administration. She holds her Series 7 and 66 registrations, as well as life, health and variable annuity licenses.
Two early influences continue to shape Kay’s approach to both her work and her relationships. Her mother taught her to remain curious, embrace change and never stop learning, while her father demonstrated the importance of listening, being present and treating people with respect. Kay believes her clients have become teachers as well, with each family bringing a unique story, set of circumstances and perspective from which she continues to learn.
Originally from England’s Lake District, Kay makes regular trips home to spend time with her extended family. Family is especially important to her, and she shares a particularly close bond with her niece, Victoria, who holds a very special place in her life. Kay treasures their relationship and the time they spend together, whether traveling, exploring new places or simply enjoying life's adventures. She considers being part of Victoria’s life and watching her grow one of her greatest joys.
Kay also enjoys traveling, experiencing different cultures and playing tennis. Giving back is important to her, particularly causes that support women and girls. She has been actively involved with The Shelter for Abused Women & Children and values the meaningful work the organization does in the community.